Engineering insurance covers wide
range of threats associated with engineering. For the recovery of these risks
engineering insurance companies become saving hand. The Insurance
Companies of Pakistan gives you the best services and packages for
engineering insurance because during
Construction it becomes an essential
part.
Bonds
Bid bond is issued on behalf of contractors
in connection with the submission of tenders for contracts with public
authorities and private owners.
Contractor’s Plant and Machinery
This
is an insurance of contractors’ plant and machinery on an annual basis. It
covers any loss or damage occurring at work, at rest of during maintenance
operations and is limited to a specific construction site.
Machinery
Breakdown Insurance
Machinery breakdown insurance covers machinery damage and losses. As
safety is our business, The insurance companies protect all your needs during construction in
engineering insurance. The details of packages are following
Contractor’s All Risk
The basic concept is to offer comprehensive and adequate protection
against loss or damage in respect of the contract works, construction plant and
equipment and/or construction machinery, as well as against third party claims
in respect of property damage and/or bodily injury arising in connection with
the execution of a construction project
Guarantees
This
bond is issued on behalf of a contractor and in favor of the project owner to
guarantee the full and due performance of the contract.
Machinery breakdown
It
was developed to grant industry effective insurance cover for plant, machinery
and mechanical equipment at work, at rest or during maintenance operations.
Fire Insurance
Fire and Allied Perils
Insurance
Every
business carries some unique sets of risks and hazards turning into reasons for
financial losses and business instability.
In
addition to a Fire standard cover the insurance can be extended to include
following perils/covers.
Coverage of Fire and Allied Perils
Explosion
Loss or damage
directly caused by explosion.
Aircraft damage
Loss or damage directly caused by aircraft or other aerial devices or articles dropped.
Impact damage
Loss or damage caused by the impact of any road vehicle.
Atmospheric Disturbance
Loss or damage directly caused by storm, cyclone, typhoon, tempest,
hurricane, tornado, flood and inundation.
Burglary
Burglary is house breaking accompanied by actual forcible and violent
breaking into or out of the premises (e.g. Home, Mill, Shop, Godown).
Malicious damage
Loss or damage by person acting out of personal or private malice.
Earthquake
Loss or damage (including loss or damage by
fire) to any of the property insured occasioned or by through or in consequence
of earthquake excluding flood overflow etc.
Riot and strike damage
Loss or damage caused by act of any person taking part together with
others in any disturbance of public peace or action of any lawful authority in
suppressing such disturbance or willful act of any striker or locked out
worker.
Electrical
Clause 'B' Why I need fire and allied perils insurance? Your
investment in your property and its contents is protected via fire and allied
perils insurance. In case significant damage caused by fire and allied perils.
You can claim the loss from us ensuring your financial stability and business
continuity.
Corporate
Health Insurance Plan
The best gift to anyone is the secure future and present with good
health insurance policy. The insurance companies gives you the best health insurance plans and
affordable quotes. The details of the health insurance are following
Overview – Taking all health worries off you
Comprehensive
branded scheme offering value added features and complete solution for all
health worries.
A
vital tool in hassle free delivery of health care services; we will be
there when you need someone to help.
Offsetting
huge medical expenses that have large bearing on health and its
maintenance.
Well
conceived and customized plan uniquely designed to address all health
exigencies requiring hospitalization.
Among
very few national companies to cover around the world with direct
settlement of medical expenses worth Rs 2.3 million abroad.
Fulfills
all requirements envisioned in government policy of healthcare for all.
An
insurance arrangement with world’s top re insurers.
Value
Added Features
Dreaded diseases. (Cancer, Heart Attack, Kidney Failure, Stroke,
Cirrhosis, of Liver, AIDS – due to blood transfusion).
Pre & Post hospitalization benefits – Any expenses incurred on
medical consultation or tests within 15 days prior to or after
Hospitalization would also be covered.
Death repatriation within Pakistan.
Funeral expenses and arrangements.
Service at your doorstep with elaborate network of 105 branches.
Win-win-win position —- employee-employer & company.
Benefits
Curtails administrative and
financial burden of the employer.
Because of branding we
offer more than the market.
Employer wins loyalty of
the employees thereby enhancing efficiency and productivity…motivating to
work more proactively.
Extensive nationwide branch
network of over 100 branches; almost every reputable hospital is on our
panel in every town.
Laboratory and other
Investigations. (E.g. X-Rays, ECGS & Ultrasound etc).
Dental care benefits.
Besides doctors,
Consultations with registered Hakims and practicing alternative medicine
specialist is also admissible.
Hospital Expenses per Person
per Confinement per Ailment. (Pregnancy & Dreaded Diseases excluded).
Room Rent, Nursing
expenses.
Hospital Expenses includes
surgical expenses, Anesthesia.
O.T. Charges, Consultation
Fee, Nursing Charges etc.
Investigation and
Medicines, Blood, Oxygen Supplies, Dialyses Chemotherapy / Radiotherapy
cost of pacemakers (subject to Hospitalization Unit).
Miscellaneous Expenses Pre
& post hospitalization expenses.
Note: 24 Hrs. In-Patient
confinement as a resident Patient is compulsory.
Specialized
investigation on outpatient basis on recommendation of a specialist only, which
does not require hospitalization.
These include the
following tests only:
CAT-SCAN
MRI
NUCLEAR SCANS
ANGIOGRAPHIES
EEG, EMG, ETT & ECHO
Management
of acute Myocardial infarction (Heart Attack)
By-pass
grafting
Cancer
CVA-
Stroke
Kidney
Failure
Renal and
other major organ transplants
Major
burns
AIDS
Knee joint
replacement
Chemotherapy
Multiple Fractures
Hip bone
Replacement
Following are the
benefits under ‘Dental Care’ cover.
Following are the
benefits under ‘Dental Care’ cover.
Dental care is included in
the prescribed OPD (Per family).
Dental Care include
consultation and medicine, treatment of acute dental conditions and diseases
of gums.
All orthodontic procedures,
making & placement of prosthesis (e.g. dentures), scaling &
polishing are excluded.
Total payable cumulative
dental bills should not exceed 40% of the total OPD limit (per family).
Gynecologist fee
Anesthetic fee
Diagnostic tests
Miscarriage
Medicines
Baby’s Nursing Care
Labor Room charges
Operation Theater charges
etc.
Who's Covered?
Corporate sector employees up to the age of 65.
Special modules are designed to cover dependent parents.
Age of daughter can be relaxed up to her marriage.
Age of son can be relaxed up to till 25.
Claims Settlement Procedure
All claims are filed on a simple easy to fill Performa by the
employee duly endorsed by the employer or nominee.
Original prescription bills, receipt etc should be attached.
Direct settlement of claims with panel hospital.
All claims should be filed within four (4) weeks.
Contact Us
WhatsApp Us
+92 51-5913146
Location
Plot No.3 Block D, Business Avenue, Gulberg Greens, Islamabad, Pakistan.
Hours
Mon – Fri …… 9 am – 5 pm, Sat, Sun …… Available Online
